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Advice Selling

BUYERS

Buying a house is an exciting time in your life, but it can also be a stressful time in life. Purchasing a Home is typically the largest investment one makes in their lifetime. Whether you are purchasing your first home or your Forever Home we help make this process be less stressful.

There is a multiple stage process that involves looking for and purchasing the Home you want or Investment Property to add to your portfolio.

We begin this process by finding out what type of Home or Investment Property you are looking for. We will also discuss your budget needs, lifestyle needs and search properties that meet these criteria.

The next step is the Pre-Qualification process where we find a Lender or talk with the Lender you are using to ascertain and help meet your financial targets.

Once we have a clear Budget we begin to arrange Showings of Homes that you are interested in. With our Private Client Services you get access to New Listings that come on to the market at the same time Realtors© do. If you find a Property that you like you can call us right away and we can set up a time to view the Property at your earliest convenience.

Now that we finally have a Home you wish to Purchase, we start with writing an Offer on a Home that you want to Purchase. In the Offer Writing Process we will meet with you to determine your Timeframes, the Subjects you wish to include and the Offering Price you want to start at. (The most common Subjects, include but are not limited to, having the Home Inspected, obtaining approval for Home and Property Insurance, reviewing the Title and Property Disclosure Statement, then finally ensuring your Financing is in place.)

Once we have the Written Offer and Present it, we negotiate on your behalf. Most Homes that are listed will have some room for Negotiations. We are in Contact with you every step of the way through this entire process to make it the most Positive Experience as possible. We are acting on your behalf to get you the best possible Purchase Price.

As we move through your timeframes and Subjects we assist you with setting up a Home Inspection, are in contact with the Lender for your Financing, obtaining all the information possible about the Home and referring you to a Lawyer for all the details of Possession and Adjustments. We will walk you through part of this Process making sure that any concerns you may have are addressed before you Purchase your New Home.

After all the Paperwork is completed and signed, we Meet with you to Deliver your Keys on your Possession Date, Complete a Walk Through to ensure your New Home is exactly in the Condition we expect it to be in.

Supporting you every step of the way

If you're buying, I can enhance your search process by helping you uncover what you may not have considered. Whether it is schools, lifestyle, or the investment value of the property. Using our property search tools, you will be able to find the home that best meets your needs. Finally, with the knowledge of the market, real estate expertise and negotiating skills, I will help you get the best possible deal and handle all the critical details.

Branded Background

HOME BUYER'S GLOSSARY

AMORTIZATION SCHEDULE

The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.

Equity

The process of determining the market value of a property.

Mortgage

A mortgage that can not be prepaid or negotiated for a set period of time without penalties.

Closing date

The date on which the new owner takes possession of the property and the sale becomes final.

Collateral

An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.

Deposit

A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.

Equity

The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.

Term

A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.

Term

The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.

Take the next step in your journey

I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:

Personalized service

Local market knowledge

Excellent communication

Strong negotiating skills

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